Our lawyers advise domestic and international clients on the ways in which complex federal and state banking and financial services laws may affect their businesses. Our lawyers focus on providing practical, proactive advice to address day-to-day regulatory questions. Sidley clients benefit from our knowledge of the decision-making processes of the various federal and state regulatory agencies. Our areas of experience include laws regarding financial institution structure, such as the Volcker Rule, living wills and capital requirements; federal preemption; affiliate relationships; all forms of lending; deposit programs; trust services; and payment products. We have been actively engaged for our clients in the numerous rulemakings under the Dodd-Frank Act, including those related to systemic risk, debit card interchange and the new CFPB. As regulatory standards evolve, we work with clients to formulate strategies for meeting business objectives in a compliant manner. When clients face regulatory crises, we counsel them toward workable resolutions.