JAMES A. HUIZINGA advises financial services clients on a wide variety of regulatory, transactional and litigation matters, with special emphasis on retail banking. He works regularly with banks, savings associations, mortgage bankers, finance companies and others on issues related to credit card programs, multi-state financial services initiatives and other credit, deposit and insurance businesses. Mr. Huizinga has worked extensively on the consumer protections implemented under the Credit CARD Act of 2009 and the Dodd-Frank Wall Street Reform and Consumer Protection Act, including with respect to the new Bureau of Consumer Financial Protection.
Mr. Huizinga has been active in financial services litigation, working with clients in cases in federal and state courts across the country. Mr. Huizinga has provided litigation and pre-litigation advice relating to the Truth in Lending Act, Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, false advertising, unfair and deceptive trade practices, federal preemption of state consumer protection laws, credit discrimination and debt collection practices. Mr. Huizinga previously has served as one of the firmwide global leaders of the Consumer Class Actions practice.
Mr. Huizinga is a contributing author to The Law of Truth in Lending (ABA) and The Law of Electronic Fund Transfers (Warren, Gorham & Lamont). He also has testified before Congress on the Truth in Lending Act reform.
Prior to joining Sidley, Mr. Huizinga served as an extern to Associate Justice William P. Clark, Jr. of the California Supreme Court.
Mr. Huizinga was named a “Leading Lawyer” in the 2009 through 2019 editions of Chambers USA in its Consumer Financial Services Regulation section. In 2013, Chambers said Mr. Huizinga was a “consumer finance compliance and litigation expert” who “provides ‘an extraordinary synthesis of the law and the facts.’”
Admissions & Certifications
- U.S. District Court, N.D. of Illinois - General
- District of Columbia
- University of California, Hastings College of the Law, J.D., 1981 (Order of the Coif, Thurston Society, Editor, Hastings Law Journal, Milton D. Green Citation)
- Occidental College, B.A., 1978 (cum laude)