Our deep fintech roots reach back to earlier phases of the fintech revolution, when then-novel financial technologies were developed and commercialized. We were at the forefront when financial markets first conceived and then embraced debit cards, cash management accounts, online banking, exchange-traded commodity pools and financial derivatives. Today, we remain fintech leaders as new developments cut across every aspect of the markets for banking, lending, securities, commodities, derivatives, insurance and payments.
Financial markets are now tied inextricably to the internet, to mobile technologies and to related advances in data analytics, artificial intelligence, cryptography and blockchain and other distributed ledger technologies. Because of our roots, we know how to work with institutions, entrepreneurs and regulators to develop novel solutions as a new generation of innovations comes online. Our latest work encompasses mobile and person-to-person payment platforms, marketplace lending, robo-advisors, a wide range of virtual currency-related activities, derivatives and exchanges, and applications of blockchain and other distributed ledger technology. Thus, when our clients tap our fintech practice, they gain coordinated access to the full suite of legal services required to participate successfully in the continuing evolution of financial technology.
“They are our top choice for FinTech and in particular have great payments industry expertise.”
Chambers FinTech UK 2019
HOW WE ADD VALUE
- Broad Client Base: Our extensive fintech experience allows us to serve businesses with a wide range of backgrounds in finance and/or technology—from the youngest emerging companies to many of the world’s preeminent providers of financial services. Because we represent a wide range of both regulated entities and unregulated technology providers, our lawyers are positioned to serve as “translators” between those two worlds. Therefore, our clients experience “fintech” as a marriage between “financial services” and “technology” as it should be, rather than as a battleground between the two as it can be.
- Multidisciplinary Approach: Facilitating the success of our clients in the fintech industry requires deep understanding of a diverse set of legal and regulatory areas. As new products and services challenge traditional regulatory boundaries, our regulatory teams know how to approach laws and regulations that were not written with those products or services in mind. We bring to bear the complete depth and breadth of our fintech practice. Cross-disciplinary coordination is essential to meeting the needs of our fast-moving fintech client base.
- Project Life Cycle Experience: Serving an ever-evolving industry demands not only cutting-edge knowledge of regulatory developments, but also the ability to apply that knowledge to the entire life cycle of a fintech project or company. We leverage the experience of our entire fintech team to provide a collaborative approach to structuring and implementing projects that require a diverse set of skills over an extended period of time.
- Global Coverage: The internet means that any new financial technology, no matter how nascent, may be accessed virtually anywhere. We have fintech legal, regulatory and transactional experience in every major financial market. This gives us the capability to take clients across borders when that is where they would like to go, and the experience to advise clients when cross-border issues arise.